Group Rating
As one of the leading Ohio Workers' Compensation Third Party Administrators, Sheakley UniService is currently assisting over 12,000 employers to save over an estimated $46 million off their workers' compensation premiums for the 2011-2012 group rating plan year. There is no cost or obligation to see if your company qualifies for group rating and receive a savings projection for the next plan year.

Major Benefits

• Tiered programs to allow greater participation and maximize savings
• Claims Management, Settlement, and Consultative Services included in administrative fee
• Safety/Loss Control Programs
• Supervisor Training & Implementation Assistance for DFSP
• Information Management

Partners
To participate in any group rating program, your company must be a member in good standing with the group's sponsoring organization. We have partnered with eight organizations that share our desire and drive to provide clients/members the best service in the industry.

For more information regarding our Group Rating Partners, click here.

Group Rating Analysis
To receive a free, no-obligation analysis, simply fill out and submit the online AC-3 form or download, print and complete an AC-3 Temporary Authorization Form (below). Sign and return via fax at (513) 326-4682 or mail it to: Sheakley UniService, Inc.,Attn: Tech Dept, One Sheakley Way, Cincinnati, OH 45242. The Bureau of Workers' Compensation requests your signature for Sheakley to perform an analysis for your company. You will receive the results of our analysis within 4-6 weeks from the time we receive your application.

AC-3 Temporary Authorization Form - Web

AC-3 Temporary Authorization Form - PDF

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Break-Even Factor (BEF)
The Break-Even Factor was approved by the Bureau of Workers’ Compensation Board of Directors in March 2009 as part of a comprehensive rate-reform plan. The rate-reform plan also included approving a reduction to the maximum group discount for the 2009 rate year from 85 to 77%. The approval allowed the BWC Administrator to apply an adjustment factor of 1.311 to an employer’s group rated experience modification (EM), which is used in the premium rate calculation. With the inclusion of the BEF for rate year 2009, the maximum attainable discount was 70%. Due to further BWC rate reform efforts the maximum discount available has been reduced from 77 to 65% for the 2010 rate year, which will remain in place for the 2011 rate year. In addition to this reduction, BWC has also applied a “stratified” Break-Even Factor (BEF) for all group rating participants. Based on these changes the maximum group discount available for rate year 2011 is 51%.