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Published on Oct 14
The sooner the better
Early injury reporting can save days away from work for your employees, and save you money on your premiums.
In the state of Ohio, a claim is a medical only claim for the first seven days. During the early stages of the claim, it is crucial for your Managed Care Organization (MCO) to have as much data about the claim as possible. This allows quicker access to relevant medical information which can help determine the best way to manage the claim. It also allows for strategic planning regarding return to work options in an attempt to prevent the claim from turning into a lost time claim. This will happen when the injured employee misses 8 or more days from work. Once a claim moves into a lost time status, it becomes much costlier for employers.
Employee Benefits from Early Reporting
Early injury reporting also ensures your injured employee has the support they need to feel confident in their care. Your MCO can reach out to them right away to address any concerns or questions they may have and help coordinate treatment.
Employer Benefits from Early Reporting
You will have the assistance and support you need through the claims process. Your MCO will be able to coordinate return to work planning, update you regarding the medical treatment and the status of your injured worker while helping you understand the process.
Methods of Injury Reporting
There are several different methods available to report an Ohio workers’ compensation claim (phone, email or on-line submission). It is important to work with your MCO to determine the best fit for your company. Any delay in reporting can turn a simple injury into an expensive and complicated claim.