Ladder Safety Tips

Keep your employees safe even at great heights The Occupational Safety and Health Administration (OSHA) advises that ladders are a serious source of injury and fatality, particularly for those in the construction industry. Even seemingly minor falls can result in time off the job. Keep your employees safe and protect your bottom line by making [...]

By | 2018-08-17T09:12:58+00:00 August 17th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Health Insurance Fines: ACA and ERISA

Federal enforcement efforts are increasing the number of fines issued Noncompliance with group health plan mandates, particularly the Affordable Care Act (ACA) and the Employee Retirement Income Security Act (ERISA), can leave you in hot water with the federal enforcement agencies tasked with overseeing these mandates. The potential fines resulting from noncompliance can be damaging [...]

By | 2018-08-08T16:14:16+00:00 August 9th, 2018|Blog, Human Resources, Policy and Regulation|0 Comments

Independent Contractors: Correctly Classifying 1099s

Tips to help you avoid misclassification The Bureau of Labor Statistics reports that more than 10.3 million workers throughout the United States, or seven percent of the total workforce, are classified by businesses as independent contractors. With independent contractors representing such a large portion of the workforce, it is, perhaps, unsurprising that the Department of [...]

By | 2018-08-03T14:23:46+00:00 August 6th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Taking the Hardship out of Hardship Distributions

For plan years beginning after December 31, 2018, changes made with the Bipartisan Budget Act of 2018 will ease some of the administrative burdens plan administrators and participants encounter when a hardship distribution is requested. One of the key changes is the removal of the six-month deferral suspension. A common plan mistake occurs when an [...]

By | 2018-08-03T13:23:11+00:00 August 3rd, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Benefits on the Rise: Onsite Lactation Rooms

Offering a mother’s room to your employees Considering that women with children are the fastest-growing segment of the work force, it is no surprise that onsite lactation rooms have become one of the hottest benefits offered by companies. Nearly 75 percent of new mothers in the US breastfeed their children during maternity leave, but only [...]

Assessment Invoices Coming Soon for Self-Insuring Employers

Payment deadline is fast approaching The Ohio Bureau of Workers’ Compensation grants select employers the right to become self-insuring, meaning that the employer administers their own workers’ compensation program, paying premiums to the Ohio State Insurance Fund directly and handling payments for all claims directly. Self-insuring (SI) employers receive assessment invoices each year at the [...]

By | 2018-07-27T15:12:15+00:00 July 27th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Marijuana Legalization 

Effects on the Workplace Effective September 8, 2018, state-licensed medical marijuana dispensaries will begin providing the drug to registered medical marijuana patients who have obtained a physician’s recommendation. Since many obtaining medical marijuana may be outside the workforce already due to chronic injury or illness, exactly how the law will affect hiring or companies and [...]

By | 2018-07-26T15:38:45+00:00 July 27th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

What is a Monopolistic State?

Understanding workers’ comp coverage in states without an open market The term monopolistic state refers to any state that has special legislation in place that requires workers’ compensation coverage be provided exclusively by the state’s workers’ compensation program. In monopolistic states, there is no open market for workers’ comp insurance and seeking such insurance through [...]

By | 2018-07-24T12:39:48+00:00 July 24th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Ohio BWC: Safety Intervention Grant Program

Helping create a safer workplace for your employees To help ensure that workers have the safest work environment possible, the Ohio Bureau of Workers’ Compensation (BWC) created the Safety Intervention Grant (SIG) Program. This program helps Ohio employers achieve their safety goals by providing financial assistance for the purchase of equipment that helps reduce or [...]

By | 2018-07-16T14:36:59+00:00 July 17th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments