Ohio BWC: Workplace Wellness Grant Program

Monetary assistance to make your wellness program goals a reality The Workplace Wellness Grant Program offered by the Ohio Bureau of Workers’ Compensation (BWC) provides employers with monetary assistant to help start their workplace wellness program. By addressing health risk factors and improving the overall health of the workforce, the BWC hopes to be able [...]

Understanding Salary Continuation

When an injured employee isn’t able to return to their position immediately, the Ohio Bureau of Workers’ Compensation (BWC) offers multiple programs and claim management strategies to help you control the costs of the claim. One way to control costs and potentially reduce premium increases, salary continuation is a voluntary program whereby the employer continues [...]

By | 2018-10-02T14:04:41+00:00 October 2nd, 2018|Blog, Policy and Regulation|0 Comments

Safe Harbor 401(k) Plans

What is a Safe Harbor 401(k)? A Safe Harbor plan differs from a traditional 401(k) in that it is generally not subject to Actual Deferral Percentage (ADP) and Actual Contribution Percentage (ACP) testing. These tests are two types of required annual nondiscrimination tests that 401(k) plans must pass to keep their qualified status under IRS [...]

By | 2018-09-19T14:50:46+00:00 September 20th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Feeling Stressed Out?

Six ways a PEO partner can take some of the stress out of running your business You spend your day running your business and your nights worrying about your business. As a business owner, you have many responsibilities and people depend on you to get things done. Running your own business is never going to [...]

By | 2018-09-14T13:51:43+00:00 September 17th, 2018|Blog, Human Resources, Policy and Regulation|0 Comments

Health Reimbursement Accounts

Helping employees afford out-of-pocket medical expenses Does your company offer a Health Reimbursement Account (HRA) for employees? With rising out-of-pocket expenses, an HRA can provide you an opportunity to cushion the blow for your employees – and can be a powerful recruiting and retention tool. As more employer-sponsored health plans elect to include an HRA, [...]

By | 2018-09-11T09:30:31+00:00 September 10th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Workers’ Compensation Coverage for Out of State Employees

Covering your employees beyond the borders of Ohio While the Ohio Bureau of Workers’ Compensation (BWC) generally provides coverage for employees of Ohio-based companies working temporarily or permanently outside of Ohio, problems can arise when injured employees file their claims in a state that does not recognize BWC’s coverage. This leads to complications including penalties [...]

By | 2018-08-21T11:46:41+00:00 August 21st, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Ladder Safety Tips

Keep your employees safe even at great heights The Occupational Safety and Health Administration (OSHA) advises that ladders are a serious source of injury and fatality, particularly for those in the construction industry. Even seemingly minor falls can result in time off the job. Keep your employees safe and protect your bottom line by making [...]

By | 2018-08-17T09:12:58+00:00 August 17th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Health Insurance Fines: ACA and ERISA

Federal enforcement efforts are increasing the number of fines issued Noncompliance with group health plan mandates, particularly the Affordable Care Act (ACA) and the Employee Retirement Income Security Act (ERISA), can leave you in hot water with the federal enforcement agencies tasked with overseeing these mandates. The potential fines resulting from noncompliance can be damaging [...]

By | 2018-08-08T16:14:16+00:00 August 9th, 2018|Blog, Human Resources, Policy and Regulation|0 Comments

Independent Contractors: Correctly Classifying 1099s

Tips to help you avoid misclassification The Bureau of Labor Statistics reports that more than 10.3 million workers throughout the United States, or seven percent of the total workforce, are classified by businesses as independent contractors. With independent contractors representing such a large portion of the workforce, it is, perhaps, unsurprising that the Department of [...]

By | 2018-08-03T14:23:46+00:00 August 6th, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments

Taking the Hardship out of Hardship Distributions

For plan years beginning after December 31, 2018, changes made with the Bipartisan Budget Act of 2018 will ease some of the administrative burdens plan administrators and participants encounter when a hardship distribution is requested. One of the key changes is the removal of the six-month deferral suspension. A common plan mistake occurs when an [...]

By | 2018-08-03T13:23:11+00:00 August 3rd, 2018|Blog, Industry Insights, Policy and Regulation|0 Comments