5 Fast Facts About the $15k Medical-Only Program

The Bureau of Workers’ Compensation (BWC) allows employers to self-insure the first $15,000 of medical expenses on any claim when they participate in the $15,000 Medical-Only Program ($15K Program). Participation in the $15K Program allows employers to contain their workers’ compensation premiums, but does require additional responsibility and reporting on the part of the employer. [...]

By |2019-09-17T14:00:32-04:00September 17th, 2019|Workers' Compensation|0 Comments

Understanding Workers’ Compensation Management in the Construction Industry

Construction companies in Ohio have plenty to think about. The industry as a whole has been growing steadily over the last few years, bringing new competition and worker shortages along with it. With constant Mergers and Acquisitions disrupting the construction landscape in Ohio, workers' compensation claims may not be top-of-mind, but they can have a [...]

By |2019-08-27T09:29:08-04:00August 27th, 2019|Workers' Compensation|0 Comments

How Handicap Reimbursement May Lower Your Workers’ Compensation Claim Costs in Ohio

When an employee gets injured on the job, there can be plenty of factors that contributed to the accident that caused their injury. Sometimes, it's the fault of a 3rd party and you may qualify for rebuttable presumption. But, what happens when an employee gets injured due to something entirely different? What if a physical [...]

By |2019-08-15T09:25:08-04:00August 15th, 2019|Workers' Compensation|0 Comments

Changing Your Workers’ Compensation Manual Codes – Saving Money & Keeping You Compliant

In Ohio, the Bureau of Workers' Compensation (BWC) uses manual classification codes to determine your workers' compensation rates. These codes can vary greatly, and the code your business is assigned will make a massive impact on your wallet. What if these codes are wrong? Believe it or not, there are many businesses in Ohio who [...]

By |2019-08-13T08:55:28-04:00August 13th, 2019|Workers' Compensation|0 Comments

The Role of Medical Records in Ohio Workers’ Compensation Claims

Are you positive that your employee's injury happened on the job? For business owners, that can be a tough question to answer. In fact, many business owners accept all workers' compensation claims out of fear of prosecution or damaging their reputation. Here's the problem —  employees filing workers’ compensation claims for past injuries is more common [...]

By |2019-08-08T13:00:14-04:00August 8th, 2019|Workers' Compensation|0 Comments

Ohio Workers’ Compensation: The Role of Subrogation in 3rd Party Accidents

There are over 6 million car accidents per year in the United States. And, as many as 85% of all workers’ compensation claims are due to slip-and-fall accidents. In other words, accidents happen! When they happen on the job, workers have the right to file for workers’ compensation — which helps them with expenses relating to any [...]

By |2019-08-06T09:27:16-04:00August 6th, 2019|Workers' Compensation|0 Comments

Transitional Work Grants from the BWC

The Bureau of Workers’ Compensation (BWC) understands the value of returning an injured worker to the job as soon as safely possible. Not only does earlier return to work help lower your workers’ compensation costs, it can also help boost the morale of your injured worker and speed their recovery. To that end, the BWC [...]

By |2019-08-05T15:37:03-04:00August 5th, 2019|Workers' Compensation|0 Comments

How Rebuttable Presumption Helps Deter Fraudulent Workers’ Compensation Claims

Workers’ compensation laws are in place to provide medical costs and wage replacement for workers who sustain an injury on the job. They act as a buffer for employers by shielding them from lawsuits from injured employees. But what happens when an employee is injured while impaired? It’s more common than you think. 1 in [...]

By |2019-08-01T09:35:42-04:00August 1st, 2019|Workers' Compensation|0 Comments