Transitional Work Grants from the BWC

The Bureau of Workers’ Compensation (BWC) understands the value of returning an injured worker to the job as soon as safely possible. Not only does earlier return to work help lower your workers’ compensation costs, it can also help boost the morale of your injured worker and speed their recovery. To that end, the BWC [...]

By |2019-08-05T15:37:03-04:00August 5th, 2019|Workers' Compensation|0 Comments

How Rebuttable Presumption Helps Deter Fraudulent Workers’ Compensation Claims

Workers’ compensation laws are in place to provide medical costs and wage replacement for workers who sustain an injury on the job. They act as a buffer for employers by shielding them from lawsuits from injured employees. But what happens when an employee is injured while impaired? It’s more common than you think. 1 in [...]

By |2019-08-01T09:35:42-04:00August 1st, 2019|Workers' Compensation|0 Comments

Understanding Workers’ Compensation Settlements in Ohio

Workers’ compensation cases are supposed to be simple, right? But what happens when you or your employee don’t agree with the decision passed down by the Industrial Commission? Believe it or not, a small portion of workers' compensation claims will go to trial. Any employer or employee can appeal an industrial commission’s decision by taking [...]

By |2019-07-30T12:52:51-04:00July 30th, 2019|Workers' Compensation|0 Comments

Benefits of the Lump Sum Settlement

The Ohio Bureau of Workers’ Compensation (BWC) guarantees workers the right to pursue medical and lost wage benefits when they are injured on the job. While many workers’ comp claims are resolved quickly and at reasonable costs, others can be extremely expensive or drag on for an extended period of time. To resolve all past, [...]

By |2019-07-08T12:25:33-04:00July 8th, 2019|Workers' Compensation|0 Comments

Benefits of Workers’ Compensation Self-Insurance

While the state of Ohio requires all employers with one or more employees to carry workers’ compensation coverage, the Bureau of Workers’ Compensation (BWC) offers two options for employers seeking coverage: state-fund participation and self-insurance (SI). With oversight by the BWC, self-insured employers have the freedom to administer their own workers’ comp program and make [...]

By |2019-06-27T14:49:13-04:00June 24th, 2019|Workers' Compensation|0 Comments

5 Reasons You Need a TPA in Your Corner

As your business’ advocate in the Ohio Bureau of Workers’ Compensation (BWC) process, your Third Party Administrator (TPA) plays a critical role in reducing risk and costs for your company. If you’ve ever felt overwhelmed by the frequent legislative updates and policy changes or had trouble keeping up with the latest workers’ compensation trends, your [...]

By |2019-06-12T11:27:32-04:00June 10th, 2019|Workers' Compensation|0 Comments

Decoding the Language of Workers’ Compensation

Reading through a workers’ compensation handbook or website can sometimes feel a lot like you’re browsing a text written in a foreign language. From acronyms to industry specific language, it’s not always easy to get a good handle on what exactly your Bureau of Workers’ Compensation representative or Third-Party Administrator (TPA) partner are even talking [...]

By |2019-06-12T11:30:27-04:00February 25th, 2019|Workers' Compensation|0 Comments

Using Wellness Programs to Reduce Workplace Injuries

Your wellness program has potential far beyond improving health outcomes for your employees. These programs have also been shown to help reduce workplace injuries – keeping your workers’ compensation premiums in check. Rather than managing safety and wellness in silos, integrating your wellness program team and your safety team is the best way to achieve [...]

By |2019-06-12T11:31:08-04:00February 21st, 2019|Workers' Compensation|0 Comments

Workers’ Comp Risks in Office Settings

It’s easy to fall into the trap of thinking that your office employees are less susceptible to injuries than workers in more physically demanding roles. Office settings pose their own unique set of workers’ comp risks. From falls to ergonomic issues and eye strain, your office-bound employees are just as much at risk of injury [...]

By |2019-06-12T11:39:34-04:00January 10th, 2019|Workers' Compensation|0 Comments

3 TPA Cost Saving Opportunities to Review

As your advocate in the workers’ compensation system, your third-party administrator (TPA) helps to reduce your stress while working to provide your company with the most beneficial annual premium cost-savings opportunities. The Ohio Bureau of Workers’ Compensation may not require you to have a TPA in your corner, but by allowing your business access to [...]

By |2019-06-12T11:41:51-04:00January 4th, 2019|Workers' Compensation|0 Comments